[Abstract]:2007 time of USA loan crisis breaking out ,one of the focal point being that people pays close attention to in the near future.Not only chain produced by him,bring about USA financial market turbulence,and affect the whole world financial market.Disturbance this is that our country has rung an alarm bell ,we should draw lesson from it ,scans and the Chinese house loan marketplace ,the risk rethinking our country real estate financial market profoundly may conceal again.Big time of USA loan crisis occurrence background the main body of a book has been introduced,has analysed time of loan crisis transmission mechanism and deep cause ,has set forth suggestion and measure being trying suggesting that some keep watch real estate financial risks on the effect,and here basis that time of USA loan crisis brings about to our country economy and real estate market.[Keywords]:Time of loan crisis ,finance FOAK ,transmission mechanism ,Chinese real estate market.