The Rural credit cooperative takes the Xian Town regional economies development the financial main body,takes one of countryside area main financial organs,it takes root in the countryside,serves in three agriculture,faces the countryside the financial main army and relates the farmer best finance link,holds the post for the agriculture,the countryside,the farmer is providing the financial service the heavy responsibility,therefore it is other organization is unable to the agricultural support aspect's function to substitute.In promotes the countryside modernization,to support in the farmer additionally receiving process to play unreplaceable role,to develop the rural economy to make the prominent contribution,on the one hand it has supported the foundation agricultural development vigorously; second,has supported the agricultural product base construction,became the agriculture,the countryside and the peasant economy develops the essential important support and the agricultural development strong backing.Presently,plays Rural credit cooperative's economic levers role,speeds up the rural economic development,the comprehensive build socialism new countryside,is the important topic which the Rural credit cooperative should study.This article from the rural finance angle,the risk which exists to the credit association carries on the analysis take Jiangsu Province Rural credit cooperative as the example,proposed that some measure,further strengthens the Rural credit cooperative serves “three agriculture” ability.