Recent years,with the deepening of reform and opening process,as the emerging economic power of SMEs,start to play an important role in our national economy has become one of the pillars of national economy.At the same time,SMEs in financial management problems become more obvious,become a focus of public concern.The current status of SMEs are:small scale,capital and technology constitute a low,specific to the financial management,as follows:financial difficulties,lack of liquidity; financial control is weak,weak investment capacity issues.How to solve these problems become managers have to face.This article from the finance and investment,our small and medium angles discusses the causes of the financial management issues,impacts,and proposes concrete solutions.