英語翻譯
Personal credit cards are becoming more common in China.Banks and other financial institutions are encouraging their customers to change the way they buy things.Credit cards,otherwise known as “plastic money”,are being offered on verygood terms to encourage the change.Consumers will be able to “buy now,paylater”,and many see this as an advantage.
But peopleneed to be careful.There are dangers associated with credit cards.Some peoplefind it very easy to exceed their budget.They are tempted to purchase goods that they do not really need,and can become quickly over burdened by debt.The credit cards often charge a high rate of interest,which exacerbates the problems for these people.
However,used wisely credit cards can improve the quality of people’s lives.They can give people access to money to meet sudden unplanned expenses.Properly handled,they can let people
control their expenditure and the monthly statements provide a record of where their money has
gone.