2007年全球最受關(guān)注的事件莫過于美國的次級抵押債務(wù)危機,這場原本起源于美國房地產(chǎn)按揭市場一個初始規(guī)模相當小的信用違約率上升的事件,在不經(jīng)意之間就已擴散到全球,造成了極大的經(jīng)濟恐慌.到目前為止,已有多家抵押貸款公司破產(chǎn),全球最大、最為名聲顯赫的銀行和投資銀行（包括花旗銀行、摩根、UBS、美林、高盛、貝爾斯登等等）無一例外地遭受到了巨額的損失.而全球資本市場的信心也由此遭到了沉重的打擊,而世界經(jīng)濟發(fā)展的前景也就此被蒙上了一層濃厚的陰影,雖然各方對最終損失的估計不同,但所估算的金額都是極其巨大的.直到目前為止,這場危機仍然還在繼續(xù)當中,而且影響將極其深遠,人們開始反思過去一段時間全球金融市場發(fā)展所存在的種種問題,估計在未來一段時間,全球金融市場的一些制度可能會因這場危機而有所改變,而金融市場發(fā)展的方向也會有所調(diào)整.
In 2007 the most talked about events of the world than the United States sub-prime mortgage debt crisis,this was the origin of the real estate mortgage market in the United States a relatively small initial size of the increase in default rates of credit events,had been inadvertently spread to the world,causing great economic panic.So far,there are many mortgage companies going bankrupt,the world's largest,most prominent of the reputation of banks and investment banks (including Citibank,JP Morgan,UBS,Merrill Lynch,Goldman Sachs,Bear Stearns,etc.),without exception,subject to the huge losses.And confidence in global capital markets which also was a heavy blow,and the prospects for world economic development has thus been cast a shadow of a layer of strong,although the parties to estimate the ultimate loss of different,but the amount is estimated extremely significant.So far,the crisis is still continuing and will be extremely far-reaching impact,it is the beginning of a period of time to reflect on the past development of the global financial market problems exist,it is estimated that in the next period of time,global financial markets may be some system change crisis,and the direction of development of the financial markets will also be adjusted.