英語(yǔ)翻譯
As an alternative to writing checks and using a credit card,most major banks have worked with major credit-card companies to issue check cards.
Check cards are different from straight ATM cards in a couple of ways.First,check cards are also known as debit cards because of how they work.Instead of getting credit for your purchase and receiving a monthly bill,like you do with a credit card,a check/debit card takes money from your checking or savings account.
Also,while you can only use your ATM card at the ATM machine (and some grocery stores),you can use a check card at any retailer (零售商) that accepts credit cards,such as:
*Grocery stores *Gas stations * Superstores *Bookstores * Restaurants
*Ticket counters (concert tickets,airline tickets,etc) *Pharmacies (藥房) * Hotels
You can use your check card as either a credit card or a debit card—either way,it comes out of your account.The only difference is that if you tell the clerk “credit card”,you sign a slip,and if you tell the clerk “debit card”,you enter you PIN number (Personal Identification Number) instead of signing.
It’s easy to tell the differences between a plain ATM card and a check card:A check card has your name,“credit” account number,the credit company’s logo(標(biāo)志),the bank’s logo and “Check Card” printed across the front of it; an ATM card has only your name,account number and bank’s logo on the front of it.Both cards have space on the back for the cardholder to sign on.A check card company,such as Visa,has agreements with banks to issue what looks like a Visa credit card.A Visa check card can be used at any retailer that accepts Visa credit cards and at ATMs worldwide.