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But today’s survey of the class of 2002 found confidence has fallen, partly because of September 11th. Now only 39% of students expect to start a job when they finish university. That’s down a fifth from 1998. Experts are predicting there’ll be 5% fewer vacancies, although applications are up 10%. The uncertainty means students are playing safe. Applications for stable jobs like accountancy and law are up, but IT and investment banking are down. The big new factor for students is the amount of debt they’re ranking up. The average is now a whopping ￡9,000-that’s nearly double last year’s figure. But despite the growing debt, graduates are only expecting a small increase in their first salary-just 1%.