Steady decline in the savings and loan spreads and continuously enhanced supervision of capital today, intermediary business has become a new growth point of commercial banks, with assets and liabilities of business operations constitute the modern commercial banking business of the three pillars. After 20 years of development business of commercial banks in China have achieved success, but with foreign commercial banks, intermediary business is still the soft underbelly of the Chinese-funded commercial banks, China's commercial banks face severe challenges. Based on the in comparative analysis of foreign commercial bank, pointed out that the business of commercial banks in China problem, and on this basis that the countermeasures.