If I have lots of money, I will buy a magnificent castle in England to live in.
If I have lots of money, I will live a comfortable life and will never have to work again.
If I have lots of money, I will donate it to the needy.
If I have lots of money, I will travel around the world.
If I have lots of money, I will buy an island in the Caribbean and live peacefully there, without disturbances.
If I have lots of money, I will take over a football club in the premier league.
If I have lots of money, I will put it in the bank and generate more interest.
If I have lots of money, I will buy my own personal yacht and enjoy a romantic dinner with my spouse/lover under the moonlight.
If I have lots of money, I will have all the time in the world to pursue my dream job and not take one because I have to.
If I have lots of money, I seriously will be in such a state of shock that I have no idea what to do with it.